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An IP PBX system runs on an IP data network, which saves costs and minimizes network management. With an IP PBX, you can use IP phones, softphones (which don't require any phone hardware, beyond a computer and a microphone headset), and many offer apps you can use with mobile smart phones. Unified Communications: IP PBX and More Small businesses require specialized features to support their particular workflows. Unified Communications Manager Express from Cisco Systems is designed specifically for small businesses. It combines an IP PBX with robust telephony features that traditional phone systems can't deliver. Unified Communications Manager Express is affordable, reliable, full-featured, and easy to deploy, administer, and maintain. It helps small businesses dramatically reduce communications and network management costs, enhance collaboration, improve productivity, and more.
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I am going to confirm with Cosentyx on Monday, but it seems a reasonable thing. This will solve the problem because then everything Cosentyx pays goes to my deductible / copay. This seems super shady to me because I didn't realize this until I figured it out. I really want Express Scripts to tell me where I'm wrong. Any of you can also if you know more about what's going on here. Let me pause a moment to say I'm fine if I have to pay the full OOP every year. I'm grateful for the coverage I have. I don't want to appear greedy, but I also don't want to pay $$ I don't have to. I need the biologic because I am fully disabled with palmoplantar if I don't have it. So this is not me really complaining if I have to pay more. I do have an issue because it seems a scheme by the insurer to pad profits until people figure it out. This is why I'm sharing this post in case any of you get the same letter. What am I going to do? Call Express Scripts and confirm my reading of the letter and the practical outcomes from it.
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