TSU Spotlight Tour Our Campus Mobile Advising is Now Available The TCLAW Guide app is a mobile advisor that gets students from orientation to graduation. Download the mobile app today. READ MORE
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Getting the right insurance for your commercial trucking business can be difficult. It's hard knowing exactly what kind of truck insurance coverage you need. There are different types of insurance for different types of trucking businesses. Use this handy checklist to help you find the right truck insurance coverage for your business. Owner-Operators If you are an owner-operator, you will need a few different types of insurance coverage. Non-trucking liability: If you have a permanent lease to a motor carrier, then you will probably need non-trucking liability to cover you when you are using your vehicle for personal use. Trailer interchange insurance: This coverage is for truckers who pull a trailer under an interchange agreement to provide cover for non-owned trailers. Physical damage coverage: This insurance includes two parts: comprehensive and collision. It provides coverage to the truck should it be damaged in an accident in which you are responsible. This type of insurance is a necessity if you operate under permanent lease to a motor carrier because their coverage may not pay for damages to your truck in an at-fault accident.