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While the FHA home loan program is a great deal for millions of Americans, there are certain restrictions you need to be aware of. One of the big ones is lending limits for loans that FHA will guarantee. FHA has maximum loan amounts for each state and for certain cities that are higher and lower than others. If you want to get approved for an FHA home loan, the home that you want must be within that limit for the area you are considering. If you are interested in a home that is above the maximum limit for your area, you cannot get an FHA home loan. You will need to qualify for a conventional loan in that case. Or, you would bring more cash to the table so that you could qualify for the maximum FHA loan amount. Other Limits on FHA Home Loans The FHA mortgage also has other limits for the types of properties that it will insure. For example, the condition of the property is relevant as far as what will qualify for an FHA home loan. FHA will allow you to buy a house that needs rehab, but it will not insure houses that are in tear-down condition.
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Likewise, you can take an additional dependent exemption for each qualifying dependent (like a child or family member), who you financially support. The Federal income tax also has a standard deduction, personal exemptions, and dependant deductions, though they are different amounts than Oregon's and may have different rules. Head over to the Federal income tax brackets page to learn about the Federal Income Tax, which applies in all states nationwide. Sources & Citations Disclaimer: While we do our best to keep this list of Oregon income tax rates up to date and complete, we cannot be held liable for errors or omissions. Is info on this page missing or out-of-date? Please let us know so we can fix it! The Oregon tax brackets on this page have been updated for tax year 2020, and are the latest brackets available. States often adjust their tax brackets on a yearly basis, so make sure to check back later for Oregon's updated tax year 2021 tax brackets! Tax Data Sources: The Oregon tax brackets on this page were last updated from the Oregon Department of Revenue in 2020.
